SMSFs and Superannuation

Self Managed Superannuation Funds
Self Managed Superannuation Funds (“SMSFs”) are now the favoured choice of retirement savings vehicle for people looking to do their own thing. But a SMSF is much more than a super fund that lets its members choose their own investments. SMSFs are a powerful wealth creation vehicle to maximise a person’s retirement income and hence their lifestyle. They can offer substantial rewards for their members including greater control of investments, better tax efficiency, greater flexibility, potential cost savings, the ability to structure their own superannuation and a highly tax effective estate planning tool.

But many SMSFs are failing to realise these benefits. For example, a Rainmaker Information survey of SMSFs reported that the returns of many SMSFs are below those of commercial super funds. Primarily these poor returns were due to poor asset allocation. These findings have been confirmed by the ATO’s statistics for SMSFs.

Portfolio Managers specialises in advising trustees of SMSFs. Our SMSF service allows you to make the most of what a SMSF has to offer. Our main objective in designing our SMSF service, was to ensure that our clients were able to take best advantage of their SMSF so they achieve their financial goals.

Free Self Managed Super Fund Kit
Portfolio Managers has released a kit on how to successfully manage your own super fund. For a free copy of the kit click here.

Superannuation
Given that Portfolio Managers has no affiliation with any fund managers or product providers we are in the position to objectively review your current superannuation arrangements and make a recommendation as to whether you should stay invested where you are or rollover your funds to another superannuation provider.

Whether your funds are invested in an industry fund, mastertrust, corporate superannuation plan or retail fund we will assess the suitability of your current funds and compare them to the market. You will then be in a position to make an informed decision of where to invest your superannuation monies to maximise your benefit at retirement.